California Hard Money Lender

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Coastal La Jolla Funding is an experienced team of real estate professionals who represent a diversified range of  investors specializing in private money loans. In addition to our expertise in private money loans, we also fund FHA, Fannie/Freddie, commercial, apartment, multi-family and various investment loan products.

At Coastal La Jolla Funding, we understand the old cliché that time is money. That is why we work tirelessly to find our clients the most competitive loan in the marketplace, with the speed and professionalism that has made us a leader in our filed. We pride ourselves on honesty, integrity and efficiency in generating loan solutions that are uniquely tailored to fit our clients' needs.

Coastal La Jolla Funding has successfully closed over $50 million in loans nationwide in hard money real estate loans and mortgages. We underwrite loans ranging in size of $1 million to $300 million, backed by commercial properties, within the United States and throughout the world. Our extensive investor sources enables us to offer competitive rates and fast access to a diverse segment of the capital markets.

Located in the heart of beautiful La Jolla, CA., Coastal  La Jolla Funding integrates Internet technology with personal service and effective communication. Our straightforward approach makes the loan process quick and easy, offering our clients personalized, attractive options that best serve your financing requirements. At Coastal La Jolla Funding, we strive to recognize a project’s true potential and possess the expertise to underwrite even the most complicated loan transactions.

Looking for a competitive hard money loan? With a wealth of experience financing hard money loans, Coastal La Jolla Funding is a respected leader in acquiring financing for people with less-than-perfect financial situations. Coastal La Jolla Funding offers hard money loans at the best rates available to help our borrowers acquire a fair and competitive hard money loan. We have a professional team of hard money lenders located in La Jolla, California, prepared to work for you. We quote only the most competitive hard money loan rates for California and Florida hard money loans, helping you to make the best loan decision possible. If you need advise or help with a hard money loan, don't hesitate to make the call to our San Diego based office.
Coastal La Jolla specializes in:
• Hard money loans
• California Hard money loans
• California commercial hard money loans
• Real estate hard money loans
• Business hard money loans
• Hard money construction loans
• California subprime loans
• California residential hard money loans

HARD MONEY LOAN SIZE: From $250,OOO to $20 Million. Note: We strictly adhere to our 250K minimum.

HARD MONEY LOCATIONS WE LEND: All 50 U.S. states. We specialize in business hard money loans.

WHAT WE LOAN ON: Coastal La Jolla Funding loans on commercial, residential, industrial/office, land and construction properties.

WHAT WE DO NOT LEND ON: Equipment, projected land values (what the borrower thinks the land will be worth after improvements), manufactured homes, anything that is not real estate or land based.

HARD MONEY LOAN-TO-VALUE: Residential Properties and Refis: Up to 100% financing available in . Residential properties outside of – 75% LTV. For commercial properties we lend up to 75% LTV.

HARD MONEY LENDER TERMS: We offer flexible loan terms that are highly dependent on the loan specifics. Please note: the terms we offer are very competitive – more favorable than other high profile business hard money lenders.

USE OF HARD MONEY LENDER PROCEEDS: Hard money loans and subprime loans may be used for the specific purpose stated during the loan application.

HARD MONEY LENDER RATES: Rates vary from 6-12% per annum, interest only, depending upon collateral and loan structure.

COLLATERAL FOR HARD MONEY LENDER LOANS: Real estate and other fixed or liquid assets.

BROKER REFERRAL FEES: We offer referral fees to brokers who bring us business hard money loan leads. The terms of our referral fees always depend on the loan specifics and financial strength of any loan deal.

HARD MONEY LOAN TURNAROUND TIME: As quickly as 4 days. Our turnaround time is typically dependent on the borrower generating the proper financial documents for our investors to make their loan decisions.

Coastal La Jolla Funding provides business hard money and subprime loans that are uniquely tailored to fit the specific needs of our clients. Best of all, we work quickly and efficiently, often providing secured sub prime loans and business hard money loans in the time it takes most brokers just to call back.

Repayment on a business hard money loan normally runs up to 20 years, although this will certainly differ based on loan specifics. Interest rates on our standard business hard money lender loan is variable and individual loans are quoted either at a discount or premium to our base lending rate. The discounts and premiums primarily depend on your financials and collateral.

For more information on our business hard money lender loans, you may reach us at:

office phone: (858) 456-2423
office fax: (858) 225-3683

1st Access Hard Money Loans Funding

California Mortgage Home Loans